Indian Real Estate

PMAY 2024 - Notification, Application & Eligibility


03, December 2025

As you might've been aware from our previous blogs on Pradhan Mantri Awas Yojana, the union government's initiated housing development programme aims to achieve the amazing feat of providing affordable housing for all.

And now the new notifications for PMAY 2024 are here!

Under PMAY, the scheme is divided into two

  • PMAY - U for the Urban dwellers

  • PMAY - R for the Rural counterparts

PMAY - Pradhan Mantri Awas Yojana 2024

The PMAY in 2024 focuses on providing financial help in the form of loans up to 2.5 Lakhs for Urban and 1.30 Lakhs for Rural beneficiaries with lower interest rates. Thus devoid of financial status every one in the country can own a shelter of their own.

Which are the groups that come under PMAY 2024?

The main groups focused under PMAY 2024 are

  • Lower Income Groups (LIG)

  • Middle Income Groups (MIG 1 and 2)

  • Economically Weaker Sections (EWS)

Check out our previous blog on How to Track the PMAY scheme

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Eligibility Criteria for Pradhan Mantri Awas Yojana 2024

Let's explore the criteria and eligibility requirements set by the Government to avail PMAY Scheme 2024

1) Only Applicants who are at least 18 years old and should be a native of India

2) Neither the main applicant nor any of the applicant's family members should own a pucca house anywhere in India.

3) The Beneficiary’s name must be on the BPL Ration Card List and should not have more than five acres of land to avail of PMAY 2024.

4) The applicant/beneficiary or their family should not have received any support under the State/Central Government Housing schemes

Income & Size of House under PMAY 2024

As discussed above, the three categories under the annual income and the house sizes are mentioned below

Section Annual Income House Size
Economically Weaker Section (EWS) Less than Rs. 3 Lakh 30 sq mtrs
Lower Income Group (LIG) Between Rs. 3 Lakh to Rs. 6 Lakh upto 60 sq mtrs
Middle Income Group 1 (MIG-1) Between Rs. 6 Lakh to Rs. 12 Lakh upto 160 sq mtrs
Middle Income Group 2 (MIG-2) Between Rs. 12 Lakh and Rs. 18 Lakh up to 200 sq mtrs

How to Apply for PM Awas Yojana 2024 Online?

PM Awas Yojana Online Apply 2024 format is as follows

  • Visit the official website of PMAY - www.pmaymis.gov.in

  • Select Citizen Assesment option

  • Scroll down to find and click the option to apply online to Choose

  • Fill in Aadhar Number

  • “Check” to verify your Aadhar. Once verified, you will be redirected

  • Fill the form - Format A - details such as Head of Family, City State etc

  • Now upload all necessary documents and click the submit

How to Check PMAY Beneficiary List in PMAY U & PMAY-?

  • Visit the official website of PMAY - www.pmaymis.gov.in

  • Navigate to the menu

  • Choose either “Beneficiary List” or “Scheme List”

  • Fill in the required details

  • Enter your application no and registration no

  • Click on the “Check” or “Search”

Pradhan Mantri Awas Yojana is one of the most important housing schemes in India that helped a lot of our population to proudly own a shelter and call it a home of their own. The ultimate aim of PMAY, which is to provide a shelter for all Indians might still be distant, but still a bold attempt to safeguard the intergirty of every citizen our proud India.

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