Investment options in India

So here you are, ready to take the first steps to become an investor!

So why don't we help you get a clear picture of the Best Investment Options in India?

"Know what you own, and know why you own it." — Peter Lynch.

Truer words have never been spoken, guys,

Unless you have a clear picture of the 4 Ws and 1 H ( What, Where, When, Why & How) on investing, let's just say that you'll always be stressed and wondering what'll happen to your investment. After all, it's your hard-earned money, right?

Wouldn't you want to waste it on some ponzy scheme cooked up by some random scamster? And in this digital world, the digiscams are at an all-time high.

7 Best Investment Options in India

So here we are with some of the popular, trusted, and best investment options in India-

• Saving Account

• Equity Stocks

• Mutual Funds

• Real Estate

• Fixed Deposit

• Gold

• Insurance

Let's explore!

1. Savings Account:

Let's start with the basics and one of the simplest investment options in India. It is one of the time-tested and traditional investments and savings options in India. However, your earnings would be at a bare minimum. Though a very safe bet, this low-income yield discourages most investors. And the fact that most of the young, enthusiastic, and enterprising investors go by Robert G. Allen's words, "How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case."

2. Equity Stocks:

Talking about the major investment options in India, stocks are the face of investment everywhere. An equity stock, in simple terms, is a part or share of ownership of a particular company. This fractional share makes you a part-owner of the company, thus making you an essential part of its profits and losses.

Each share holds a value determined by the company and is sold off to the public. This face value remains the same, but once it goes public, the market price keeps changing. Anyone who has a PAN card in India can buy these shares and sell them in the Stock Market or Stock Exchange. This act of buying and selling these stocks is called stock trading, and the people who engage in the activity are called Day Traders.

The investors anticipate the rise and fall of the share prices and buy or sell them accordingly for a profit. This act of prediction, depending on the various factors like the goodwill, productivity, and reliability of the company, is what makes Investing in Equity shares so engaging. And this makes it one of the best investment options in India.

3. Mutual Funds:

Everyone is familiar with mutual funds these days, well at least the popular warning "Mutual Funds are subject to market risks, please read the offer document carefully" thanks to the heavy-duty advertising!

But how many of us know what a mutual fund is? Well, no time to count the show of hands. We'll get right to the point!

Mutual Funds are a collection of investment funds pooled together and professionally managed. Investors purchase a part of these funds at a fixed rate and, more often than not, are priced at convenient lower ranges. And is one of the best medium-risk investment options in India. There are several sip investment plans to commence mutual fund invest at low-risk and budget-friendly.